It’s a fact of life we’re going to have to spend money buying necessities. But you can get more out of your spending by getting money back using a cash reward credit card. This is a benefit you can only get by using a credit card, and a little bit on each purchase adds up to big returns.

Ever since the idea of cash back rewards was introduced by Discovery other credit card providers have jumped on the bandwagon. That’s because it’s a benefit that credit card members clearly want and profit from.

With cash back credit cards you can choose from a number of programs that offer cash incentives as well as rebates so you can find the cash back credit card that will benefit you the most.

Some of the more popular cash back credit cards offer points for every dollar spent that accumulate into cash back, bonuses on top of the cash back earnings, cash back on your first purchase, up to 5% cash back on purchases as well as other program possibilities.

Many credit cards also have special cash back offers for purchases made at select stores or for select items like gas, office supplies, utilities and more. Providers even disperse your cash back earnings in monthly electronic transfers to make it completely hassle free.

If you rely on your credit card for paying bills, groceries and gas you can now get back some of what you spend. We’ve listed some of the top cash back reward cards that you can choose from.

Capital One No Hassle Cash Rewards

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Citi Cash Returns Card