For those who want to very best in service and the most perks with their credit card the only way to go is platinum. Platinum credit cards are offered by Visa, MasterCard, Discover and American Express to meet the needs of customers that expect the best.

Better interest rates and introductory interest rate offers are just the beginning to the benefits that card holders get with a platinum credit card. With platinum credit cards the service is what sets them apart.

Platinum credit card members have the reassurance of knowing their card and purchases are covered with purchase protection programs that protect purchases against theft and damage, warranty extensions, travel insurance coverage, travel and emergency assistance, emergency card replacement and more.

You can also rest easy knowing your identity is being protected with a platinum credit card. These cards put a wall between your information and thieves with identity theft programs, $0 fraud liability, alerts the moment fraud possibility is detected as well as the ability to access your credit report for free so you can make sure the information is correct and no authorized credit has been opened in your name.

Platinum credit cards also give you exclusive savings and discounts you can’t get anywhere else, concierge services to take care of your every need, and access to special events and entertainment. You can even get access to airline lounges and upgrades when you travel.

You don’t have to worry about exceeding you credit limit with platinum credit cards that offer no fee overdraft protection and some that have no limit to your credit line at all. If you want spending power and services to get you what you need when you need it then a platinum credit card is for you.

Compare a few of the top platinum credit cards we’ve listed below.

Bank of America Platinum Plus Visa Card

Citi Platinum Select Card

Capital One Platinum Prestige